Products

GAP Insurance

Guaranteed Asset Protection (GAP) is designed to cover a motorist's financial shortfall in the event of a vehicle being involved in an accident, stolen, destroyed by fire or flood and declared a total loss by your motor insurer. Under these circumstances, your motor insurance will typically pay you the market value at the time of the loss, not what you originally paid for the vehicle.

Premia Solutions offer several GAP products:

Finance GAP

This is available for all types of purchase finance. It covers the difference between the amount your motor insurance company pays and the amount required to settle your finance agreement. Cover is typically provided for a maximum finance term of 60 months.

Contract Hire GAP

Similar to Finance GAP, this is for Contract Hire & Leasing customers. It covers the difference between the amount your motor insurance company pays and the amount required to settle your finance agreement and will pay up to 100% of the outstanding monthly rentals. Contract Hire GAP typically provides cover for a maximum finance term of 60 months.

Return to Invoice Insurance

Covering the difference between the amount the motor insurer company pays and the original invoice price of the vehicle, typically including manufacturer and dealer fitted accessories. Return to Invoice insurance is typically combined with Finance GAP.

Vehicle Replacement Insurance

VRI will put you back into a brand new vehicle of the same make and model, even if the new vehicle has increased in cost. In the event that the same make and model is no longer available, we will source an equivalent make and model for you. Vehicle Replacement Insurance is typically combined with Finance GAP.

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If you have a question about your GAP policy, or would like to make a claim, please click here to contact us.

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Paint & Fabric Protection

Paint and fabric protection products defend cars against the realities of everyday life. Customers can protect their pride and joy and ensure it remains in pristine condition with our variety of paint and upholstery protection products.

The Paint and Fabric Programme uses the latest technology in paint and upholstery chemistry to keep cars protected.

  • Much more than just a polish. With a patented forensic trace element, we can provide a fully auditable solution that will enhance your CSI
  • A two-stage process that seals paint work from external weathering and protects the interior from staining
  • Developed with our clients to be effective and strongly price-competitive

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Tyre Insurance

Potholes, punctures and bad luck can all take their toll on your tyres. We can't stop the damage occurring but we can provide a solution for when something goes wrong. Tyre Protection can provide you with peace of mind and a simple resolution if and when your tyres incur damage.

Tyre Insurance helps to alleviate the financial burden in the event of punctures and sidewall damage. The cover is there to ensure that in the event of such incidents, you can get your tyre repaired or replaced as quickly and conveniently as possible.

The process of logging a tyre claim is simple and easy. All you need to do is check the damaged tyre to ensure this is within the specified guidelines detailed within the Policy Documents. Simply contact our dedicated 24/7 new claims line where we will then issue a claim form for you to complete and return along with photographs of your damage.

A successful Tyre claim will mean the reimbursement of the cost of the tyre up to the claims limit applicable to your policy, meaning you won’t have to wait to get your car back on the road!

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If you have a question about your Tyre policy, or would like to make a claim, please click here to contact us.

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Alloy Wheel Insurance

Kerbs, debris and bad luck can all take their toll on your wheels. We can't stop the damage occurring but we can provide a solution when something goes wrong. Alloy Wheel Protection can provide you with peace of mind and a simple resolution if and when your alloys incur any damage.

Alloy Wheel Insurance means you get your alloy wheels quickly and professionally repaired and looking as good as new in the event of alloy scuffs and scrapes. The cover is there to ensure that we can help to arrange a convenient time and place with you for your repair to take place, without you having to pay!!

The process of logging an Alloy wheel claim is simple and easy. All you need to do is check the damaged area to ensure this is within the specified guidelines detailed within the Policy Documents and click below to register your claim. We’ll be in touch to ask you to complete a claim form and send us pictures of the damage and then we’ll do the rest!

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If you have a question about your Alloy Wheel policy, or would like to make a claim, please click here to contact us.

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SMART (Small Minor Area Repair Technology) Insurance

Minor dents, small scratches and scuffs are not only unsightly, but they also have a negative effect on the value of your car. In the past, a vehicle in need of a cosmetic repair would need to go to a conventional body shop, meaning you would not only have to source a repairer and be without your vehicle for the time this was being repaired, but this could also mean you are likely to face a large bill at the end of the process.

Our SMART insurance policies offer effective, fast solutions to assist in the cosmetic repair of vehicles. It enables vehicle owners to take advantage of the new SMART technology and ensure your vehicle looks as good as new by repairing minor bumps and scratches as they happen.

Making a claim on your SMART policy is simple, all you need to do, is check the damaged area to ensure this is within the specified guidelines detailed in your Policy Documents and click below to register your claim. We’ll be in touch to ask you to complete a claim form and send us pictures of the damage and we’ll do the rest!

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If you have a question about your SMART policy, or would like to make a claim, please click here to contact us.

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